BILL · 2001–02 SESSION · LATEST VERSION ESSB 6524

SB 6524: Credit history/insurance

Restricting use of credit history.

Summary

$ Prohibits insurers from cancelling or refusing to renew a personal insurance policy due to a person's credit history.
$ Permits an insurer to consider credit history in the evaluation of a new customer applying for insurance, provided such history is considered in conjunction with other substantive factors.
$ Prohibits an insurer from considering certain types of credit history information in the process of underwriting and rate setting.
$ Requires insurers to make specified disclosures to a consumer if credit history leads to an adverse action against the consumer.
$ Requires an insurer to file its insurance scoring model with the Insurance Commissioner.

From the Substitute House Bill Analysis (SSB 6524), written by the Legislature's nonpartisan staff. Read the full report ↗

Did not pass Did not pass · passed Senate, stalled in House

AN ACT Relating to using credit history for insurance purposes;

Passed February 16, 2002

Version voted on: ESSB 6524

33 Yea 15 Nay 0 Absent 1 Excused

Party	Yea	Nay	Absent	Excused
Democrat	24	0	0	1
Republican	9	15	0	0

How each member voted

Mar 14, 2002By resolution, returned to Senate Rules Committee for third reading. (ESSB 6524)
Mar 1, 2002Passed to Rules Committee for second reading. (ESSB 6524)
Feb 28, 2002FII - Executive action taken by committee. (ESSB 6524)
Feb 28, 2002FII - Majority; do pass with amendment(s). (ESSB 6524)
Feb 28, 2002Minority; without recommendation. (ESSB 6524)
Feb 17, 2002First reading, referred to Financial Institutions & Insurance. (ESSB 6524)
Feb 16, 2002Third reading, passed; yeas, 33; nays, 15; absent, 0; excused, 1. (ESSB 6524)
Feb 16, 2002Rules suspended. Placed on Third Reading. (ESSB 6524)
Feb 16, 2002Floor amendment(s) adopted. (ESSB 6524)
Feb 16, 20021st substitute bill substituted. (ESSB 6524)
Feb 16, 20021st substitute bill substituted.
Feb 12, 2002Placed on second reading by Rules Committee. (ESSB 6524)
Feb 12, 2002Placed on second reading by Rules Committee.
Feb 11, 2002Made eligible to be placed on second reading. (ESSB 6524)
Feb 11, 2002Made eligible to be placed on second reading.
Feb 8, 2002LCF - Majority; 1st substitute bill be substituted, do pass. (ESSB 6524)
Feb 8, 2002Passed to Rules Committee for second reading. (ESSB 6524)
Feb 8, 2002Passed to Rules Committee for second reading.
Feb 8, 2002LCF - Majority; 1st substitute bill be substituted, do pass.
Jan 21, 2002First reading, referred to Labor, Commerce & Financial Institutions.

Bill numbers restart every two years, so the same number is a different bill in each session.

SB 6524 (2019–20) Horse racing commission · Did not pass · died in committee
SB 6524 (2017–18) Special education funding · Did not pass · died in committee
SB 6524 (2015–16) Youth sentencing/adult court · Did not pass · stalled on the Senate floor
SB 6524 (2013–14) Hazardous materials · Did not pass · stalled on the Senate floor
SB 6524 (2011–12) Family policy council, etc. · Did not pass · died in committee
SB 6524 (2009–10) Unemployment insurance rates · Enacted · Chapter 72, Laws of 2010
SB 6524 (2007–08) Tribal police officers · Did not pass · died in committee
SB 6524 (2005–06) Methane gas conversion · Did not pass · died in committee