BILL · 2005–06 SESSION · LATEST VERSION EHB 1016

HB 1016: Homeowner's insurance

Limiting when the presence of a dog may affect the availability of homeowner's insurance.

Summary

Prohibits insurers that write homeowner's insurance from taking specified underwriting actions based on whether or not the applicant or insured owns or harbors a specific breed of dog. The prohibitions do not apply if the homeowner owns or harbors a dangerous dog as defined in current law.
Allows an insurer to require an insured to provide written certification from the insured that the dog provides little risk based on the dog's nature and history.
Allows an insurer to require an insured to provide written certification from third parties that the dog provides little risk based on the dog's nature and history. This may be in the form of a statement from a licensed veterinarian, a statement from a licensed dog trainer from a canine obedience school, or a canine good citizen certificate from the American Kennel Club.

From the House Bill Report (HB 1016), written by the Legislature's nonpartisan staff. Read the full report ↗

Did not pass Did not pass · passed House, stalled in Senate

AN ACT Relating to homeowner's insurance;

Passed March 14, 2005

Version voted on: EHB 1016

71 Yea 25 Nay 0 Absent 2 Excused

Party	Yea	Nay	Absent	Excused
Democrat	49	6	0	1
Republican	22	19	0	1

How each member voted

Feb 6, 2006House Rules "X" file. (EHB 1016)
Jan 9, 2006By resolution, reintroduced and retained in present status. (EHB 1016)
Apr 24, 2005By resolution, returned to House Rules Committee for third reading. (EHB 1016)
Mar 16, 2005First reading, referred to Financial Institutions, Housing & Consumer Protection. (EHB 1016)
Mar 14, 2005Third reading, passed; yeas, 71; nays, 25; absent, 0; excused, 2. (EHB 1016)
Mar 14, 2005Rules suspended. Placed on Third Reading. (EHB 1016)
Mar 14, 2005Floor amendment(s) adopted. (EHB 1016)
Mar 2, 2005Placed on second reading by Rules Committee. (EHB 1016)
Jan 31, 2005Passed to Rules Committee for second reading. (EHB 1016)
Jan 27, 2005FII - Majority; do pass. (EHB 1016)
Jan 10, 2005First reading, referred to Financial Institutions & Insurance. (EHB 1016)
Dec 28, 2004Prefiled for introduction. (EHB 1016)

Bill numbers restart every two years, so the same number is a different bill in each session.

HB 1016 (2025–26) Veterans/employer incentives · Did not pass · died in committee
HB 1016 (2023–24) Wine retailer shippers · Did not pass · died in committee
HB 1016 (2021–22) Juneteenth · Enacted · Chapter 295, Laws of 2021
HB 1016 (2019–20) Sexual assault kit notice · Enacted · Chapter 250, Laws of 2019
HB 1016 (2017–18) Private property forfeiture · Did not pass · died in committee
HB 1016 (2015–16) Legal financial obligations · Did not pass · died in committee
HB 1016 (2013–14) Water purveyor facilities · Did not pass · passed House, stalled in Senate
HB 1016 (2011–12) Firearm noise suppressors · Enacted · Chapter 13, Laws of 2011