WA People
BILL · 2005–06 SESSION · LATEST VERSION ESSB 5415

SB 5415: Military borrowers

Making loans under chapter 31.45 RCW to military borrowers.

Summary

  • Defines a "military borrower" to include any active duty member of the armed forces of the United States and any member of the National Guard or the reserves of the armed forces of the United States who has been called to active duty.
  • Prohibits a licensee from garnishing any wages or salary paid for service in the armed forces or contacting the military chain of command of a military borrower in an effort to collect a delinquent small loan.
  • Prohibits a licensee from making a loan to a known military borrower when the military borrower's commander has notified the licensee in writing that the specific location is designated off-limits to military personnel under their command.
  • Requires a licensee to defer all collection activity against a military borrower who has been deployed to a combat or combat support posting for the duration of the posting.
  • Requires a licensee to honor any repayment agreement between the licensee and any military borrower.

From the Substitute House Bill Report (SSB 5415), written by the Legislature's nonpartisan staff. Read the full report ↗

Enacted Enacted · Chapter 256, Laws of 2005
  1. IntroducedJan 24, 2005
  2. Out of committeeFeb 22, 2005
  3. Passed SenateMar 8, 2005
  4. Passed HouseApr 15, 2005
  5. GovernorMay 3, 2005
  6. LawMay 3, 2005
Prime sponsor
Darlene Fairley (D-32)
Introduced
January 24, 2005 in the Senate
Last action
May 3, 2005
Session law
Chapter 256, Laws of 2005
Versions
SB 5415, ESSB 5415

AN ACT Relating to making loans under chapter 31.45 RCW to military borrowers;

Sponsors

Prime sponsor: Darlene Fairley (D-32)

1 co-sponsor (1 Democrat, 0 Republicans)

Adam Kline D-37

Votes

Senate · 3rd Reading & Final Passage

Passed March 8, 2005
Version voted on: ESSB 5415
48 Yea 0 Nay 0 Absent 1 Excused
PartyYeaNayAbsentExcused
Democrat25001
Republican23000
How each member voted

Yea (48)

Excused (1)

Permalink to this vote

House · Final Passage as Amended by the House

Passed April 15, 2005
Version voted on: ESSB 5415
66 Yea 28 Nay 0 Absent 4 Excused
PartyYeaNayAbsentExcused
Democrat49502
Republican172302
How each member voted

Yea (66)

Permalink to this vote

Senate · Final Passage as Amended by the House

Passed April 18, 2005
Version voted on: ESSB 5415
43 Yea 0 Nay 0 Absent 6 Excused
PartyYeaNayAbsentExcused
Democrat22004
Republican21002
How each member voted
Permalink to this vote

History

  1. Effective date 7/24/2005. (ESSB 5415)
  2. Chapter 256, 2005 Laws. (ESSB 5415)
  3. Governor signed. (ESSB 5415)
  4. Delivered to Governor. (ESSB 5415)
  5. Speaker signed. (ESSB 5415)
  6. President signed. (ESSB 5415)
  7. Passed final passage; yeas, 43; nays, 0; absent, 1; excused, 5. (ESSB 5415)
  8. Senate concurred in House amendments. (ESSB 5415)
  9. Third reading, passed; yeas, 66; nays, 28; absent, 0; excused, 4. (ESSB 5415)
  10. Rules suspended. Placed on Third Reading. (ESSB 5415)
  11. Committee amendment adopted with no other amendments. (ESSB 5415)
  12. Placed on second reading. (ESSB 5415)
  13. Passed to Rules Committee for second reading. (ESSB 5415)
  14. FII - Executive action taken by committee. (ESSB 5415)
  15. FII - Majority; do pass with amendment(s). (ESSB 5415)
  16. First reading, referred to Financial Institutions & Insurance. (ESSB 5415)
  17. Third reading, passed; yeas, 48; nays, 0; absent, 0; excused, 1. (ESSB 5415)
  18. Rules suspended. Placed on Third Reading. (ESSB 5415)
  19. Floor amendment(s) adopted. (ESSB 5415)
  20. 1st substitute bill substituted. (ESSB 5415)
  21. 1st substitute bill substituted.
  22. Placed on second reading by Rules Committee. (ESSB 5415)
  23. Placed on second reading by Rules Committee.
  24. Passed to Rules Committee for second reading. (ESSB 5415)
  25. FHC - Majority; 1st substitute bill be substituted, do pass. (ESSB 5415)
  26. FHC - Majority; 1st substitute bill be substituted, do pass.
  27. Passed to Rules Committee for second reading.
  28. First reading, referred to Financial Institutions, Housing & Consumer Protection.

SB 5415 in other sessions

Bill numbers restart every two years, so the same number is a different bill in each session.

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