WA People
BILL · 2017–18 SESSION

HB 1368: Personal insurance

Requiring transparency in underwriting and rating personal insurance.

Summary

  • Requires an insurer to send a written notification to an insured that clearly and conspicuously discloses to the insured the significant reasons for any premium increase under a personal insurance policy at least 20 days before the expiration of the current policy period.
  • Provides examples of significant reasons for a premium increase that an insurer must disclose to an insured, if applicable, in addition to any other actual significant reason for the premium increase.
  • Establishes that insurance scores must be based in whole on credit history, rather than in whole or in part on credit history.

From the House Bill Analysis 2017 (HB 1368), written by the Legislature's nonpartisan staff. Read the full report ↗

Did not pass Did not pass · died in committee
  1. IntroducedJan 18, 2017
  2. Out of committeestopped here
  3. Passed House
  4. Passed Senate
  5. Governor
  6. Law
Prime sponsor
Norm Johnson (R-14)
Introduced
January 18, 2017 in the House
Last action
January 8, 2018
Companion bill
SB 5497
Budget
Has a fiscal note

AN ACT Relating to transparency in underwriting and rating personal insurance;

Sponsors

Prime sponsor: Norm Johnson (R-14)

9 co-sponsors (6 Democrats, 3 Republicans)

Larry Springer D-45Melanie Stambaugh R-25June Robinson D-38Sherry Appleton D-23Laurie Jinkins D-27Gina Mosbrucker R-14Lillian Ortiz-Self D-21Larry Haler R-8Marcus Riccelli D-3

Votes

No recorded floor votes. This measure never reached a floor vote.

History

  1. By resolution, reintroduced and retained in present status.
  2. By resolution, reintroduced and retained in present status.
  3. By resolution, reintroduced and retained in present status.
  4. By resolution, reintroduced and retained in present status.
  5. First reading, referred to Business & Financial Services (Not Officially read and referred until adoption of Introduction report).

HB 1368 in other sessions

Bill numbers restart every two years, so the same number is a different bill in each session.

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