WA People
BILL · 2019–20 SESSION · LATEST VERSION SHB 1602

HB 1602: Consumer debt

Concerning consumer debt.

Summary

  • Changes the postjudgment interest rate for unpaid consumer debt to 9 percentage points above the prime rate, unless the judgment interest rate is specified in the contract.
  • Increases the bank account and wage garnishment exemptions for judgments on consumer debt.
  • Modifies the writs and forms for garnishment and continuing lien on earnings to specify whether a writ is for consumer debt, and outlines debtor exemption rights for consumer debt.

From the Substitute House Bill Report (SHB 1602), written by the Legislature's nonpartisan staff. Read the full report ↗

Enacted Enacted · Chapter 371, Laws of 2019
  1. IntroducedJan 25, 2019
  2. Out of committeeFeb 19, 2019
  3. Passed HouseMar 1, 2019
  4. Passed SenateApr 15, 2019
  5. GovernorMay 13, 2019
  6. LawMay 13, 2019
Prime sponsor
Kristine Reeves (D-30)
Introduced
January 25, 2019 in the House
Last action
May 13, 2019
Session law
Chapter 371, Laws of 2019
Versions
HB 1602, SHB 1602

AN ACT Relating to consumer debt;

Sponsors

Prime sponsor: Kristine Reeves (D-30)

9 co-sponsors (9 Democrats, 0 Republicans)

Amy Walen D-48Laurie Jinkins D-27Sherry Appleton D-23Cindy Ryu D-32Melanie Morgan D-29Tina Orwall D-33Lillian Ortiz-Self D-21Zack Hudgins D-11Timm Ormsby D-3

Votes

House · Final Passage

Passed March 1, 2019
Version voted on: SHB 1602
72 Yea 22 Nay 0 Absent 4 Excused
PartyYeaNayAbsentExcused
Democrat55002
Republican172202
How each member voted

Yea (72)

Excused (4)

Permalink to this vote

Senate · 3rd Reading & Final Passage as Amended by the Senate

Passed April 15, 2019
Version voted on: SHB 1602
44 Yea 4 Nay 0 Absent 1 Excused
PartyYeaNayAbsentExcused
Democrat28001
Republican16400
How each member voted

Excused (1)

Permalink to this vote

House · Final Passage as Amended by the Senate

Passed April 18, 2019
Version voted on: SHB 1602
67 Yea 27 Nay 0 Absent 4 Excused
PartyYeaNayAbsentExcused
Democrat55002
Republican122702
How each member voted

Yea (67)

Excused (4)

Permalink to this vote

History

  1. Effective date 7/28/2019. (SHB 1602)
  2. Chapter 371, 2019 Laws. (SHB 1602)
  3. Governor signed. (SHB 1602)
  4. Delivered to Governor. (SHB 1602)
  5. President signed. (SHB 1602)
  6. Speaker signed. (SHB 1602)
  7. Passed final passage; yeas, 67; nays, 27; absent, 0; excused, 4. (SHB 1602)
  8. House concurred in Senate amendments. (SHB 1602)
  9. Third reading, passed; yeas, 44; nays, 4; absent, 0; excused, 1. (SHB 1602)
  10. Rules suspended. Placed on Third Reading. (SHB 1602)
  11. Committee amendment(s) adopted with no other amendments. (SHB 1602)
  12. Placed on second reading by Rules Committee. (SHB 1602)
  13. Passed to Rules Committee for second reading. (SHB 1602)
  14. Minority; without recommendation. (SHB 1602)
  15. LAW - Majority; do pass with amendment(s). (SHB 1602)
  16. First reading, referred to Law & Justice. (SHB 1602)
  17. Third reading, passed; yeas, 72; nays, 22; absent, 0; excused, 4. (SHB 1602)
  18. Rules suspended. Placed on Third Reading. (SHB 1602)
  19. 1st substitute bill substituted. (SHB 1602)
  20. 1st substitute bill substituted.
  21. Placed on second reading by Rules Committee. (SHB 1602)
  22. Placed on second reading by Rules Committee.
  23. Referred to Rules 2 Review. (SHB 1602)
  24. Referred to Rules 2 Review.
  25. Minority; do not pass. (SHB 1602)
  26. CRJ - Majority; 1st substitute bill be substituted, do pass. (SHB 1602)
  27. Minority; without recommendation. (SHB 1602)
  28. Minority; without recommendation.
  29. CRJ - Majority; 1st substitute bill be substituted, do pass.
  30. Minority; do not pass.
  31. First reading, referred to Civil Rights & Judiciary.

HB 1602 in other sessions

Bill numbers restart every two years, so the same number is a different bill in each session.

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