WA People
BILL · 2019–20 SESSION · LATEST VERSION SHB 2476

HB 2476: Debt buyers

Concerning debt buyers.

Summary

  • Adds provisions to the Collection Agency Act (CAA) which are specific only to debt buyers, including requirements with respect to what must be attached to a complaint in a legal action, the evidence that must be submitted in support of a claim or obligation, and disclosures that must be included in a complaint.
  • Declares violations to be unfair and deceptive practices or unfair methods of competition in the conduct of trade or commerce for purposes of the Consumer Protection Act.
  • Provides that these amendments to the CAA apply prospectively only and not retroactively, and specifically apply with respect to delinquent or charged off claims purchased for collection purposes by a debt buyer on or after the effective date.

From the Substitute House Bill Report (SHB 2476), written by the Legislature's nonpartisan staff. Read the full report ↗

Enacted Enacted · Chapter 30, Laws of 2020
  1. IntroducedJan 15, 2020
  2. Out of committeeJan 28, 2020
  3. Passed HouseFeb 12, 2020
  4. Passed SenateMar 3, 2020
  5. GovernorMar 18, 2020
  6. LawMar 18, 2020
Prime sponsor
Amy Walen (D-48)
Introduced
January 15, 2020 in the House
Last action
March 18, 2020
Session law
Chapter 30, Laws of 2020
Versions
HB 2476, SHB 2476

AN ACT Relating to debt buyers;

Sponsors

Prime sponsor: Amy Walen (D-48)

12 co-sponsors (12 Democrats, 0 Republicans)

Davina Duerr D-1Shelley Kloba D-1Chris Kilduff D-28Mari Leavitt D-28Debra Lekanoff D-40Tina Orwall D-33Lauren Davis D-32Beth Doglio D-22Noel Frame D-36Nicole Macri D-43Roger Goodman D-45Timm Ormsby D-3

Votes

House · 3rd Reading & Final Passage

Passed February 12, 2020
Version voted on: SHB 2476
96 Yea 0 Nay 0 Absent 2 Excused
PartyYeaNayAbsentExcused
Democrat56001
Republican40001
How each member voted

Yea (96)

Excused (2)

Permalink to this vote

Senate · 3rd Reading & Final Passage

Passed March 3, 2020
Version voted on: SHB 2476
48 Yea 0 Nay 0 Absent 1 Excused
PartyYeaNayAbsentExcused
Democrat28001
Republican20000
How each member voted

Excused (1)

Permalink to this vote

History

  1. Effective date 6/11/2020. (SHB 2476)
  2. Chapter 30, 2020 Laws. (SHB 2476)
  3. Governor signed. (SHB 2476)
  4. Delivered to Governor. (SHB 2476)
  5. President signed. (SHB 2476)
  6. Speaker signed. (SHB 2476)
  7. Third reading, passed; yeas, 48; nays, 0; absent, 0; excused, 1. (SHB 2476)
  8. Rules suspended. Placed on Third Reading. (SHB 2476)
  9. Placed on second reading consent calendar. (SHB 2476)
  10. Passed to Rules Committee for second reading. (SHB 2476)
  11. LAW - Majority; do pass. (SHB 2476)
  12. First reading, referred to Law & Justice. (SHB 2476)
  13. Third reading, passed; yeas, 96; nays, 0; absent, 0; excused, 2. (SHB 2476)
  14. Rules suspended. Placed on Third Reading. (SHB 2476)
  15. 1st substitute bill substituted. (SHB 2476)
  16. 1st substitute bill substituted.
  17. Placed on second reading by Rules Committee. (SHB 2476)
  18. Placed on second reading by Rules Committee.
  19. Referred to Rules 2 Review. (SHB 2476)
  20. Referred to Rules 2 Review.
  21. CRJ - Majority; 1st substitute bill be substituted, do pass. (SHB 2476)
  22. CRJ - Majority; 1st substitute bill be substituted, do pass.
  23. First reading, referred to Civil Rights & Judiciary.

HB 2476 in other sessions

Bill numbers restart every two years, so the same number is a different bill in each session.

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