BILL · 2021–22 SESSION
HB 1351: Insurance/credit exceptions
Concerning reasonable exceptions to insurance rates for consumers whose credit information is influenced by extraordinary life circumstances.
Summary
- Requires an insurer to provide reasonable exceptions to personal insurance rates and underwriting rules when a consumer's credit history is impacted by certain events.
From the House Bill Report (HB 1351), written by the Legislature's nonpartisan staff. Read the full report ↗
Did not pass Did not pass · stalled on the House floor
- IntroducedJan 22, 2021
- Out of committeeFeb 5, 2021
- Passed Housestopped here
- Passed Senate
- Governor
- Law
- Prime sponsor
- Steve Kirby (D-29)
- Introduced
- January 22, 2021 in the House
- Last action
- January 10, 2022
- Budget
- Has a fiscal note
AN ACT Relating to reasonable exceptions to insurance rates for consumers whose credit information is influenced by extraordinary life circumstances;
Sponsors
Prime sponsor: Steve Kirby (D-29)
10 co-sponsors (7 Democrats, 3 Republicans)
Votes
No recorded floor votes.
History
- By resolution, reintroduced and retained in present status.
- Referred to Rules 2 Review.
- CPB - Executive action taken by committee.
- CPB - Majority; do pass.
- First reading, referred to Consumer Protection & Business.
HB 1351 in other sessions
Bill numbers restart every two years, so the same number is a different bill in each session.
- HB 1351 (2025–26) ECEAP age requirements
- HB 1351 (2023–24) Minimum parking requirements
- HB 1351 (2019–20) ECEAP eligibility
- HB 1351 (2017–18) Sale of spirits, beer & wine
- HB 1351 (2015–16) Nat. guard/hunting license
- HB 1351 (2013–14) Wineries & breweries/labels
- HB 1351 (2011–12) Indian tribes/counselors
- HB 1351 (2009–10) Drywall owners/industr insur