WA People
BILL · 2021–22 SESSION · LATEST VERSION SSB 5010

SB 5010: Credit score/insurance rates

Allowing the use of credit history for personal lines of insurance if it improves a consumer's insurance score and lowers their premium for a period of three years.

Summary

  • Prohibits the use of credit history to increase rates or premiums at renewal for personal insurance policies until June 30, 2024.

From the Senate Bill Report (SB 5010), written by the Legislature's nonpartisan staff. Read the full report ↗

Did not pass Did not pass · stalled on the Senate floor
  1. IntroducedJan 11, 2021
  2. Out of committeeFeb 15, 2021
  3. Passed Senatestopped here
  4. Passed House
  5. Governor
  6. Law
Prime sponsor
Senator (D-47)
Introduced
January 11, 2021 in the Senate
Last action
January 10, 2022
Requested by
Other
Budget
Has a fiscal note
Versions
SB 5010, SSB 5010

AN ACT Relating to allowing the use of credit history for personal lines of insurance if it improves a consumer's insurance score and lowers their premium for a period of three years;

Sponsors

Prime sponsor: Senator (D-47)

20 co-sponsors (20 Democrats, 0 Republicans)

Emily Randall D-26Andy Billig D-3Senator D-36Steve Conway D-29Manka Dhingra D-45Bob Hasegawa D-11Senator D-22Karen Keiser D-33Patty Kuderer D-48Marko Liias D-21Liz Lovelett D-40T'wina Nobles D-28Joe Nguyen D-34Jamie Pedersen D-43June Robinson D-38Christine Rolfes D-23Rebecca Saldaña D-37Derek Stanford D-1Kevin Van De Wege D-24Claire Wilson D-30

Votes

No recorded floor votes.

History

  1. By resolution, reintroduced and retained in present status. (SSB 5010)
  2. By resolution, reintroduced and retained in present status.
  3. Senate Rules "X" file. (SSB 5010)
  4. Senate Rules "X" file.
  5. Placed on second reading by Rules Committee. (SSB 5010)
  6. Placed on second reading by Rules Committee.
  7. BFST - Majority; 1st substitute bill be substituted, do pass. (SSB 5010)
  8. Minority; without recommendation. (SSB 5010)
  9. Passed to Rules Committee for second reading. (SSB 5010)
  10. Passed to Rules Committee for second reading.
  11. Minority; without recommendation.
  12. BFST - Majority; 1st substitute bill be substituted, do pass.
  13. First reading, referred to Business, Financial Services & Trade.
  14. Prefiled for introduction.

SB 5010 in other sessions

Bill numbers restart every two years, so the same number is a different bill in each session.

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