WA People
BILL · 2025–26 SESSION · LATEST VERSION SHB 1063

HB 1063: Earned wage access services

Establishing a new chapter for the licensing and regulation of businesses providing earned wage access services.

Summary

  • Establishes the Washington State Earned Wage Access (EWA) Services Act.
  • Requires EWA providers to be licensed and regulated by the Department of Financial Institutions (DFI).
  • Establishes obligations and prohibited acts for EWA providers, along with a variety of administrative, investigative, and enforcement duties for the DFI.

From the House Bill Analysis 2025 (HB 1063), written by the Legislature's nonpartisan staff. Read the full report ↗

Did not pass Did not pass · died in committee
  1. IntroducedJan 13, 2025
  2. Out of committeestopped here
  3. Passed House
  4. Passed Senate
  5. Governor
  6. Law
Prime sponsor
Kristine Reeves (D-30)
Introduced
January 13, 2025 in the House
Last action
January 12, 2026
Companion bill
SB 5328
Budget
Has a fiscal note
Versions
HB 1063, SHB 1063

AN ACT Relating to establishing a new chapter for the licensing and regulation of businesses providing earned wage access services;

Sponsors

Prime sponsor: Kristine Reeves (D-30)

7 co-sponsors (4 Democrats, 3 Republicans)

Stephanie McClintock R-18Amy Walen D-48April Connors R-8Cindy Ryu D-32Chris Corry R-15Julia Reed D-36Mia Gregerson D-33

Votes

No recorded floor votes. This measure never reached a floor vote.

History

  1. By resolution, reintroduced and retained in present status. (SHB 1063)
  2. By resolution, reintroduced and retained in present status.
  3. Referred to Appropriations. (SHB 1063)
  4. Referred to Appropriations.
  5. CPB - Majority; 1st substitute bill be substituted, do pass. (SHB 1063)
  6. Minority; do not pass. (SHB 1063)
  7. Minority; do not pass.
  8. CPB - Majority; 1st substitute bill be substituted, do pass.
  9. CPB - Executive action taken by committee.
  10. First reading, referred to Consumer Protection & Business.
  11. Prefiled for introduction.

HB 1063 in other sessions

Bill numbers restart every two years, so the same number is a different bill in each session.

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