BILL · 2025–26 SESSION · LATEST VERSION SHB 1078

HB 1078: Pet insurance

Concerning pet insurance.

Summary

Prohibits pet insurers from cancelling or nonrenewing pet insurance policies based on the age or certain health conditions of the pet.
Specifies requirements for, and restrictions on, pet insurers when moving policyholders from one affiliated company to another.

From the Substitute Senate Bill Report (SHB 1078), written by the Legislature's nonpartisan staff. Read the full report ↗

Did not pass Did not pass · passed House, stalled in Senate

AN ACT Relating to pet insurance;

Passed February 10, 2026

Version voted on: SHB 1078

95 Yea 0 Nay 0 Absent 3 Excused

Party	Yea	Nay	Absent	Excused
Democrat	57	0	0	2
Republican	38	0	0	1

How each member voted

Mar 12, 2026By resolution, returned to House Rules Committee for third reading. (SHB 1078)
Feb 12, 2026First reading, referred to Business, Trade & Economic Development. (SHB 1078)
Feb 10, 2026Third reading, passed; yeas, 95; nays, 0; absent, 0; excused, 3. (SHB 1078)
Feb 10, 2026Rules suspended. Placed on Third Reading. (SHB 1078)
Feb 10, 20261st substitute bill substituted. (SHB 1078)
Feb 10, 20261st substitute bill substituted.
Feb 6, 2026Rules Committee relieved of further consideration. Placed on second reading. (SHB 1078)
Feb 6, 2026Rules Committee relieved of further consideration. Placed on second reading.
Feb 3, 2026Referred to Rules 2 Review. (SHB 1078)
Feb 3, 2026Referred to Rules 2 Review.
Jan 30, 2026CPB - Majority; 1st substitute bill be substituted, do pass. (SHB 1078)
Jan 30, 2026CPB - Majority; 1st substitute bill be substituted, do pass.
Jan 30, 2026CPB - Executive action taken by committee.
Jan 12, 2026By resolution, reintroduced and retained in present status.
Jan 13, 2025First reading, referred to Consumer Protection & Business.
Dec 16, 2024Prefiled for introduction.

Bill numbers restart every two years, so the same number is a different bill in each session.

HB 1078 (2023–24) Urban forest management · Did not pass · stalled on the House floor
HB 1078 (2021–22) Voter eligibility/felony · Enacted · Chapter 10, Laws of 2021
HB 1078 (2019–20) Hearing instruments/notices · Did not pass · died in committee
HB 1078 (2017–18) Trafficking, etc/time limits · Did not pass · passed House, stalled in Senate
HB 1078 (2015–16) Consumer financial info · Enacted · Chapter 64, Laws of 2015
HB 1078 (2013–14) Port commissioner terms · Did not pass · died in committee
HB 1078 (2011–12) Manu & mobile home landlords · Did not pass · passed House, stalled in Senate
HB 1078 (2009–10) Exchange facilitators · Enacted · Chapter 70, Laws of 2009