WA People
BILL · 2025–26 SESSION

HB 1269: Pawnbroker fees, int. rates

Concerning pawnbroker fees and interest rates.

Summary

  • Increases certain interest rates and fees that pawnbrokers are authorized to charge and receive interest on.
  • Decreases the duration of the term of pawnbroker loans from 90 days to 60 days.
  • Expands the payment options for persons unable to repay a loan prior to the expiration of the loan when the person is able to mutually agree upon rewritten loans with a pawnbroker.

From the Senate Bill Report (HB 1269), written by the Legislature's nonpartisan staff. Read the full report ↗

Did not pass Did not pass · passed House, stalled in Senate
  1. IntroducedJan 14, 2025
  2. Out of committeeFeb 6, 2025
  3. Passed HouseFeb 13, 2025
  4. Passed Senatestopped here
  5. Governor
  6. Law
Prime sponsor
David Hackney (D-11)
Introduced
January 14, 2025 in the House
Last action
March 12, 2026
Budget
Has a fiscal note

AN ACT Relating to pawnbroker fees and interest rates;

Sponsors

Prime sponsor: David Hackney (D-11)

2 co-sponsors (1 Democrat, 1 Republican)

Stephanie McClintock R-18Mari Leavitt D-28

Votes

House · 3rd Reading & Final Passage

Passed February 13, 2025
Version voted on: HB 1269
91 Yea 3 Nay 0 Absent 4 Excused
PartyYeaNayAbsentExcused
Democrat55301
Republican36003
How each member voted

Yea (91)

Excused (4)

Permalink to this vote

House · 3rd Reading & Final Passage

Passed January 29, 2026
Version voted on: HB 1269
83 Yea 14 Nay 0 Absent 1 Excused
PartyYeaNayAbsentExcused
Democrat461201
Republican37200
How each member voted

Yea (83)

Excused (1)

Permalink to this vote

History

  1. By resolution, returned to House Rules Committee for third reading.
  2. First reading, referred to Business, Trade & Economic Development.
  3. Third reading, passed; yeas, 83; nays, 14; absent, 0; excused, 1.
  4. Rules suspended. Placed on Third Reading.
  5. Rules Committee relieved of further consideration. Placed on second reading.
  6. Referred to Rules 2 Review.
  7. CPB - Majority; do pass.
  8. CPB - Executive action taken by committee.
  9. Referred to Consumer Protection & Business.
  10. Rules Committee relieved of further consideration.
  11. By resolution, reintroduced and retained in present status.
  12. By resolution, returned to House Rules Committee for third reading.
  13. Placed on second reading by Rules Committee.
  14. Passed to Rules Committee for second reading.
  15. Minority; do not pass.
  16. BFT - Majority; do pass.
  17. First reading, referred to Business, Financial Services & Trade.
  18. Third reading, passed; yeas, 91; nays, 3; absent, 0; excused, 4.
  19. Rules suspended. Placed on Third Reading.
  20. Rules Committee relieved of further consideration. Placed on second reading.
  21. Referred to Rules 2 Review.
  22. CPB - Executive action taken by committee.
  23. CPB - Majority; do pass.
  24. First reading, referred to Consumer Protection & Business.

HB 1269 in other sessions

Bill numbers restart every two years, so the same number is a different bill in each session.

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