BILL · 2025–26 SESSION

HB 1464: Home equity sharing

Concerning home equity sharing agreements.

Summary

  • Requires a home equity sharing agreement (HESA) originator to be licensed and subject to regulation by the Department of Financial Institutions (DFI) by July 1, 2026.
  • Establishes obligations, required disclosures, prohibited acts, and violations for HESA originators, along with a variety of administrative, investigative, and enforcement duties for the DFI.

From the House Bill Analysis 2025 (HB 1464), written by the Legislature's nonpartisan staff. Read the full report ↗

Did not pass Did not pass · died in committee
  1. IntroducedJan 21, 2025
  2. Out of committeestopped here
  3. Passed House
  4. Passed Senate
  5. Governor
  6. Law
Prime sponsor
David Hackney (D-11)
Introduced
January 21, 2025 in the House
Last action
January 12, 2026
Budget
Has a fiscal note

AN ACT Relating to home equity sharing agreements;

Sponsors

Prime sponsor: David Hackney (D-11)

2 co-sponsors (2 Democrats, 0 Republicans)

Votes

No recorded floor votes. This measure never reached a floor vote.

History

  1. By resolution, reintroduced and retained in present status.
  2. First reading, referred to Consumer Protection & Business.

HB 1464 in other sessions

Bill numbers restart every two years, so the same number is a different bill in each session.

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