BILL · 2025–26 SESSION

HB 1535: Dental insurance practices

Ensuring patient choice and access to care by prohibiting unfair and deceptive dental insurance practices.

Summary

  • Prohibits certain stand-alone dental plans from overriding the decisions of the treating dentist and the patient.
  • Prohibits certain stand-alone dental plans from reducing reimbursement rates during the term of the contract without the dentist's consent.
  • Limits the circumstances under which a dentist may be required to accept payment via a credit card or electronic funds transfer.
  • Requires noncontracting dentists to be paid the same as contracting dentists, under certain circumstances.
  • Imposes a minimum dental loss ratio on stand-alone dental plans.
  • Subjects stand-alone dental plans to rate review.

From the House Bill Analysis 2025 (HB 1535), written by the Legislature's nonpartisan staff. Read the full report ↗

Did not pass Did not pass · died in committee
  1. IntroducedJan 23, 2025
  2. Out of committeestopped here
  3. Passed House
  4. Passed Senate
  5. Governor
  6. Law
Prime sponsor
My-Linh Thai (D-41)
Introduced
January 23, 2025 in the House
Last action
January 12, 2026
Companion bill
SB 5351
Budget
Has a fiscal note

AN ACT Relating to ensuring patient choice and access to care by prohibiting unfair and deceptive dental insurance practices;

Sponsors

Votes

No recorded floor votes. This measure never reached a floor vote.

History

  1. By resolution, reintroduced and retained in present status.
  2. First reading, referred to Health Care & Wellness.

HB 1535 in other sessions

Bill numbers restart every two years, so the same number is a different bill in each session.

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