BILL · 2025–26 SESSION
HB 1645: Automobile insurance
Enhancing consumer protections for automobile insurance coverage.
Summary
- Requires every automobile insurance policy effective on or after January 1, 2026, to include a right to an appraisal to resolve disputes regarding the value and amount of loss on a damaged vehicle.
From the House Bill Analysis 2025 (HB 1645), written by the Legislature's nonpartisan staff. Read the full report ↗
Did not pass Did not pass · died in committee
- IntroducedJan 28, 2025
- Out of committeestopped here
- Passed House
- Passed Senate
- Governor
- Law
- Prime sponsor
- Strom Peterson (D-21)
- Introduced
- January 28, 2025 in the House
- Last action
- January 12, 2026
- Companion bill
- ESB 5721
- Budget
- Has a fiscal note
AN ACT Relating to enhancing consumer protections for automobile insurance coverage;
Sponsors
Prime sponsor: Strom Peterson (D-21)
9 co-sponsors (9 Democrats, 0 Republicans)
Votes
No recorded floor votes. This measure never reached a floor vote.
History
- By resolution, reintroduced and retained in present status.
- First reading, referred to Consumer Protection & Business.
HB 1645 in other sessions
Bill numbers restart every two years, so the same number is a different bill in each session.
- HB 1645 (2023–24) County legislative meetings
- HB 1645 (2021–22) Assisted living payments
- HB 1645 (2019–20) Parental improvement
- HB 1645 (2017–18) Educator shortage TO
- HB 1645 (2015–16) E-cigarettes, vapor products
- HB 1645 (2013–14) Higher ed facils authority
- HB 1645 (2011–12) Chemical dependency treatmnt
- HB 1645 (2009–10) English as state language