BILL · 2025–26 SESSION

HB 1645: Automobile insurance

Enhancing consumer protections for automobile insurance coverage.

Summary

  • Requires every automobile insurance policy effective on or after January 1, 2026, to include a right to an appraisal to resolve disputes regarding the value and amount of loss on a damaged vehicle.

From the House Bill Analysis 2025 (HB 1645), written by the Legislature's nonpartisan staff. Read the full report ↗

Did not pass Did not pass · died in committee
  1. IntroducedJan 28, 2025
  2. Out of committeestopped here
  3. Passed House
  4. Passed Senate
  5. Governor
  6. Law
Prime sponsor
Strom Peterson (D-21)
Introduced
January 28, 2025 in the House
Last action
January 12, 2026
Companion bill
ESB 5721
Budget
Has a fiscal note

AN ACT Relating to enhancing consumer protections for automobile insurance coverage;

Sponsors

Votes

No recorded floor votes. This measure never reached a floor vote.

History

  1. By resolution, reintroduced and retained in present status.
  2. First reading, referred to Consumer Protection & Business.

HB 1645 in other sessions

Bill numbers restart every two years, so the same number is a different bill in each session.

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