BILL · 2025–26 SESSION · LATEST VERSION SHB 2283

HB 2283: Medical loss ratio

Establishing a medical loss ratio of at least 90 percent for health plans.

Summary

Requires fully insured health plans to have a medical loss ratio of at least 90 percent for health plans issued or renewed on or after January 1, 2028.
Authorizes the Insurance Commissioner to require health carriers to submit information regarding a carrier's calculation of the medical loss ratio as part of a carrier's health plan rate filings for plan years beginning January 1, 2027.

From the House Bill Report (HB 2283), written by the Legislature's nonpartisan staff. Read the full report ↗

Did not pass Did not pass · stalled on the House floor

AN ACT Relating to establishing a medical loss ratio of at least 90 percent for health plans;

No recorded floor votes.

Feb 19, 2026Returned to Rules Committee for second reading. (SHB 2283)
Feb 19, 2026House Rules "X" file. (SHB 2283)
Feb 19, 2026House Rules "X" file.
Feb 19, 2026Returned to Rules Committee for second reading.
Feb 6, 2026Rules Committee relieved of further consideration. Placed on second reading. (SHB 2283)
Feb 6, 2026Rules Committee relieved of further consideration. Placed on second reading.
Feb 3, 2026Referred to Rules 2 Review. (SHB 2283)
Feb 3, 2026Referred to Rules 2 Review.
Jan 30, 2026HCW - Majority; 1st substitute bill be substituted, do pass. (SHB 2283)
Jan 30, 2026Minority; without recommendation. (SHB 2283)
Jan 30, 2026Minority; do not pass. (SHB 2283)
Jan 30, 2026Minority; do not pass.
Jan 30, 2026Minority; without recommendation.
Jan 30, 2026HCW - Majority; 1st substitute bill be substituted, do pass.
Jan 30, 2026HCW - Executive action taken by committee.
Jan 12, 2026First reading, referred to Health Care & Wellness.
Jan 7, 2026Prefiled for introduction.

Bill numbers restart every two years, so the same number is a different bill in each session.

HB 2283 (2023–24) Shared leave/disasters · Did not pass · passed House, stalled in Senate
HB 2283 (2019–20) State university admissions · Did not pass · stalled on the House floor
HB 2283 (2017–18) Clean energy · Did not pass · stalled on the House floor
HB 2283 (2015–16) Person threatening to murder · Did not pass · died in committee
HB 2283 (2013–14) Gambling device transporting · Did not pass · died in committee
HB 2283 (2011–12) Special parking/disabilities · Did not pass · passed House, stalled in Senate
HB 2283 (2009–10) Data centers/rural counties · Did not pass · died in committee
HB 2283 (2007–08) Home care quality authority · Enacted · Chapter 140, Laws of 2008