WA People
BILL · 2025–26 SESSION

SB 5109: Mortgage lending fraud acc.

Concerning the mortgage lending fraud prosecution account.

Summary

  • Increases the surcharge on recording deeds of trust, which supports the Mortgage Lending Fraud Prosecution Account (Account), from $1 to $5.
  • Removes sunset provisions related to the surcharge and the Account, which are set to expire on June 30, 2027.

From the House Bill Report (SB 5109), written by the Legislature's nonpartisan staff. Read the full report ↗

Did not pass Did not pass · passed Senate, stalled in House
  1. IntroducedJan 13, 2025
  2. Out of committeeFeb 19, 2025
  3. Passed SenateMar 3, 2025
  4. Passed Housestopped here
  5. Governor
  6. Law
Prime sponsor
Claudia Kauffman (D-47)
Introduced
January 13, 2025 in the Senate
Last action
March 12, 2026
Companion bill
HB 2193
Budget
Has a fiscal note

AN ACT Relating to the mortgage lending fraud prosecution account;

Sponsors

Prime sponsor: Claudia Kauffman (D-47)

3 co-sponsors (3 Democrats, 0 Republicans)

Derek Stanford D-1Liz Lovelett D-40T'wina Nobles D-28

Votes

Senate · 3rd Reading & Final Passage

Passed March 3, 2025
Version voted on: SB 5109
30 Yea 19 Nay 0 Absent 0 Excused
PartyYeaNayAbsentExcused
Democrat30000
Republican01900
How each member voted
Permalink to this vote

Senate · Final Passage

Passed January 21, 2026
Version voted on: SB 5109
30 Yea 19 Nay 0 Absent 0 Excused
PartyYeaNayAbsentExcused
Democrat30000
Republican01900
How each member voted
Permalink to this vote

History

  1. By resolution, returned to Senate Rules Committee for third reading.
  2. Rules Committee relieved of further consideration. Placed on second reading.
  3. Referred to Rules 2 Review.
  4. APP - Executive action taken by committee.
  5. Minority; without recommendation.
  6. Minority; do not pass.
  7. APP - Majority; do pass.
  8. First reading, referred to Appropriations.
  9. Third reading, passed; yeas, 30; nays, 19; absent, 0; excused, 0.
  10. Placed on third reading by Rules Committee.
  11. By resolution, reintroduced and retained in present status.
  12. By resolution, returned to Senate Rules Committee for third reading.
  13. Rules Committee relieved of further consideration. Placed on second reading.
  14. Referred to Rules 2 Review.
  15. Minority; do not pass.
  16. APP - Majority; do pass.
  17. APP - Executive action taken by committee.
  18. First reading, referred to Appropriations.
  19. Third reading, passed; yeas, 30; nays, 19; absent, 0; excused, 0.
  20. Rules suspended. Placed on Third Reading.
  21. Placed on second reading by Rules Committee.
  22. Passed to Rules Committee for second reading.
  23. Minority; without recommendation.
  24. Minority; do not pass.
  25. WM - Majority; do pass.
  26. On motion, referred to Ways & Means.
  27. Minority; without recommendation.
  28. BFT - Majority; do pass.
  29. First reading, referred to Business, Financial Services & Trade.
  30. Prefiled for introduction.

SB 5109 in other sessions

Bill numbers restart every two years, so the same number is a different bill in each session.

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