WA People
BILL · 2025–26 SESSION · LATEST VERSION SSB 5331

SB 5331: Insurance code violations

Strengthening consumer protection through increased insurer accountability for violations of the insurance code.

Summary

  • Authorizes the Office of the Insurance Commissioner to order the payment of restitution in enforcement actions.
  • Authorizes the Office of the Insurance Commissioner to levy fines against authorized insurers of up to $10,000 per violation, rather than $10,000 total.

From the Substitute Senate Bill Report (SSB 5331), written by the Legislature's nonpartisan staff. Read the full report ↗

Did not pass Did not pass · passed Senate, stalled in House
  1. IntroducedJan 17, 2025
  2. Out of committeeFeb 20, 2025
  3. Passed SenateMar 3, 2025
  4. Passed Housestopped here
  5. Governor
  6. Law
Prime sponsor
Adrian Cortes (D-18)
Introduced
January 17, 2025 in the Senate
Last action
March 12, 2026
Requested by
Other
Companion bill
HB 1199
Budget
Has a fiscal note
Versions
SB 5331, SSB 5331

AN ACT Relating to strengthening consumer protection through increased insurer accountability for violations of the insurance code;

Sponsors

Prime sponsor: Adrian Cortes (D-18)

10 co-sponsors (10 Democrats, 0 Republicans)

Noel Frame D-36Bob Hasegawa D-11Claudia Kauffman D-47Liz Lovelett D-40John Lovick D-44T'wina Nobles D-28Tina Orwall D-33Derek Stanford D-1Yasmin Trudeau D-27Claire Wilson D-30

Votes

Senate · 3rd Reading & Final Passage

Passed March 3, 2025
Version voted on: SSB 5331
30 Yea 19 Nay 0 Absent 0 Excused
PartyYeaNayAbsentExcused
Democrat30000
Republican01900
How each member voted
Permalink to this vote

Senate · Final Passage

Passed January 21, 2026
Version voted on: SSB 5331
29 Yea 20 Nay 0 Absent 0 Excused
PartyYeaNayAbsentExcused
Democrat29100
Republican01900
How each member voted
Permalink to this vote

History

  1. By resolution, returned to Senate Rules Committee for third reading. (SSB 5331)
  2. First reading, referred to Consumer Protection & Business. (SSB 5331)
  3. Third reading, passed; yeas, 29; nays, 20; absent, 0; excused, 0. (SSB 5331)
  4. Placed on third reading by Rules Committee. (SSB 5331)
  5. By resolution, reintroduced and retained in present status. (SSB 5331)
  6. By resolution, returned to Senate Rules Committee for third reading. (SSB 5331)
  7. Executive action scheduled, but the motion to report the bill out of committee on Consumer Protection & Business at 1:30 pm on 4/2/2025 failed. (SSB 5331)
  8. First reading, referred to Consumer Protection & Business. (SSB 5331)
  9. Third reading, passed; yeas, 30; nays, 19; absent, 0; excused, 0. (SSB 5331)
  10. Rules suspended. Placed on Third Reading. (SSB 5331)
  11. 1st substitute bill substituted. (SSB 5331)
  12. 1st substitute bill substituted.
  13. Placed on second reading by Rules Committee. (SSB 5331)
  14. Placed on second reading by Rules Committee.
  15. Passed to Rules Committee for second reading. (SSB 5331)
  16. Passed to Rules Committee for second reading.
  17. Minority; without recommendation. (SSB 5331)
  18. Minority; do not pass. (SSB 5331)
  19. BFT - Majority; 1st substitute bill be substituted, do pass. (SSB 5331)
  20. BFT - Majority; 1st substitute bill be substituted, do pass.
  21. Minority; do not pass.
  22. Minority; without recommendation.
  23. First reading, referred to Business, Financial Services & Trade.

SB 5331 in other sessions

Bill numbers restart every two years, so the same number is a different bill in each session.

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