BILL · 2025–26 SESSION

SB 5831: Uniform mortgage mod. act

Enacting the uniform mortgage modification act.

Summary

Enacts the Uniform Mortgage Modification Act to establish that, in the case of specified types of mortgage modifications, the mortgage continues to secure the obligation, the priority of the mortgage is not affected, the mortgage retains its priority regardless of whether the modification is recorded, and the modification is not a novation.

From the House Bill Report (SB 5831), written by the Legislature's nonpartisan staff. Read the full report ↗

Did not pass Did not pass · passed Senate, stalled in House

AN ACT Relating to the uniform mortgage modification act;

Passed February 10, 2026

Version voted on: SB 5831

49 Yea 0 Nay 0 Absent 0 Excused

Party	Yea	Nay	Absent	Excused
Democrat	30	0	0	0
Republican	19	0	0	0

How each member voted

Mar 12, 2026By resolution, returned to Senate Rules Committee for third reading.
Mar 2, 2026Rules Committee relieved of further consideration. Placed on second reading.
Feb 25, 2026CPB - Executive action taken by committee.
Feb 25, 2026Referred to Rules 2 Review.
Feb 25, 2026CPB - Majority; do pass.
Feb 12, 2026First reading, referred to Consumer Protection & Business.
Feb 10, 2026Third reading, passed; yeas, 49; nays, 0; absent, 0; excused, 0.
Feb 10, 2026Rules suspended. Placed on Third Reading.
Jan 28, 2026Placed on second reading by Rules Committee.
Jan 23, 2026Passed to Rules Committee for second reading.
Jan 22, 2026Minority; without recommendation.
Jan 22, 2026BTE - Majority; do pass.
Jan 12, 2026First reading, referred to Business, Trade & Economic Development.
Dec 4, 2025Prefiled for introduction.

Bill numbers restart every two years, so the same number is a different bill in each session.

SB 5831 (2023–24) Vintage snowmobiles · Did not pass · died in committee
SB 5831 (2021–22) State & local taxation · Did not pass · died in committee
SB 5831 (2019–20) Employer indebtedness/death · Enacted · Chapter 89, Laws of 2019
SB 5831 (2017–18) Concurrently involved girls · Did not pass · died in committee
SB 5831 (2015–16) Firearms rights restoration · Did not pass · stalled on the Senate floor
SB 5831 (2013–14) Clay target sales & use exem · Did not pass · stalled on the Senate floor
SB 5831 (2011–12) Tax expenditures in budget · Did not pass · died in committee
SB 5831 (2009–10) Essential worker pilot prog · Did not pass · died in committee