BILL · 2025–26 SESSION · LATEST VERSION ESSB 6031

SB 6031: Insurance crimes

Enhancing public safety and enforcement of crimes that impact insurance.

Summary

  • Modifies the Insurance Fraud Program (Program) administered by the Insurance Commissioner (Commissioner) including the Program's purpose; the Commissioner's authority; duties of insurers, licensees, organizations, agencies, businesses, and others; and victim restitution.
  • Establishes a new crime of Insurance Fraud, punishable as a class B felony and subject to a 10-year statute of limitations.

From the Engrossed Substitute House Bill Analysis 2026 (ESSB 6031), written by the Legislature's nonpartisan staff. Read the full report ↗

Did not pass Did not pass · passed Senate, stalled in House
  1. IntroducedJan 12, 2026
  2. Out of committeeJan 23, 2026
  3. Passed SenateFeb 17, 2026
  4. Passed Housestopped here
  5. Governor
  6. Law
Prime sponsor
John Lovick (D-44)
Introduced
January 12, 2026 in the Senate
Last action
March 12, 2026
Requested by
Other
Companion bill
HB 2394
Budget
Has a fiscal note
Versions
SB 6031, SSB 6031, ESSB 6031

AN ACT Relating to enhancing public safety and enforcement of crimes that impact insurance;

Sponsors

Votes

Senate · 3rd Reading & Final Passage

Passed February 17, 2026
Version voted on: ESSB 6031
49 Yea 0 Nay 0 Absent 0 Excused
PartyYeaNayAbsentExcused
Democrat30000
Republican19000
How each member voted

History

  1. By resolution, returned to Senate Rules Committee for third reading. (ESSB 6031)
  2. First reading, referred to Consumer Protection & Business. (ESSB 6031)
  3. Third reading, passed; yeas, 49; nays, 0; absent, 0; excused, 0. (ESSB 6031)
  4. Rules suspended. Placed on Third Reading. (ESSB 6031)
  5. Floor amendment(s) adopted. (ESSB 6031)
  6. 1st substitute bill substituted. (ESSB 6031)
  7. 1st substitute bill substituted.
  8. Placed on second reading by Rules Committee. (ESSB 6031)
  9. Placed on second reading by Rules Committee.
  10. Passed to Rules Committee for second reading. (ESSB 6031)
  11. Passed to Rules Committee for second reading.
  12. BTE - Majority; 1st substitute bill be substituted, do pass. (ESSB 6031)
  13. Minority; without recommendation. (ESSB 6031)
  14. Minority; without recommendation.
  15. BTE - Majority; 1st substitute bill be substituted, do pass.
  16. First reading, referred to Business, Trade & Economic Development.
  17. Prefiled for introduction.

SB 6031 in other sessions

Bill numbers restart every two years, so the same number is a different bill in each session.

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