BILL · 2025–26 SESSION

SB 6178: Prop. insurance assignments

Prohibiting the post-loss assignment of benefits in property insurance.

Summary

Prohibits an assignment agreement whereby any post-loss insurance benefit under property insurance coverage is assigned or transferred from the insured to another person.
Establishes fines of $50,000 per violation to be enforced by the Insurance Commissioner.

From the House Bill Analysis 2026 (SB 6178), written by the Legislature's nonpartisan staff. Read the full report ↗

Did not pass Did not pass · passed Senate, stalled in House

AN ACT Relating to prohibiting the post-loss assignment of benefits in property insurance;

Passed February 5, 2026

Version voted on: SB 6178

48 Yea 0 Nay 0 Absent 1 Excused

Party	Yea	Nay	Absent	Excused
Democrat	29	0	0	1
Republican	19	0	0	0

How each member voted

Mar 12, 2026By resolution, returned to Senate Rules Committee for third reading.
Feb 9, 2026First reading, referred to Consumer Protection & Business.
Feb 5, 2026Third reading, passed; yeas, 48; nays, 0; absent, 0; excused, 1.
Feb 5, 2026Rules suspended. Placed on Third Reading.
Jan 28, 2026Placed on second reading by Rules Committee.
Jan 23, 2026Passed to Rules Committee for second reading.
Jan 22, 2026Minority; without recommendation.
Jan 22, 2026BTE - Majority; do pass.
Jan 15, 2026First reading, referred to Business, Trade & Economic Development.

Bill numbers restart every two years, so the same number is a different bill in each session.

SB 6178 (2023–24) Midwives/prescriptive auth. · Enacted · Chapter 102, Laws of 2024
SB 6178 (2019–20) Adding superior court judges · Did not pass · died in committee
SB 6178 (2017–18) Veterinarians/HEALWA · Did not pass · died in committee
SB 6178 (2015–16) Berry growers/burning waste · Did not pass · passed Senate, stalled in House
SB 6178 (2013–14) Medical and rec. marijuana · Did not pass · died in committee
SB 6178 (2011–12) Affordable care act · Did not pass · stalled on the Senate floor
SB 6178 (2009–10) General assistance T.O. · Did not pass · died in committee
SB 6178 (2007–08) Property tax deferral · Enacted · Chapter 2, Laws of 2007, 1st Special Session