WA People
BILL · 2011–12 SESSION · LATEST VERSION ESHB 1864

HB 1864: Debt collection

Concerning the business practices of collection agencies. (REVISED FOR PASSED LEGISLATURE: Concerning debt collection. )

Summary

  • Increases various amounts of personal property exemptions from the collection process.
  • Expands tuition and employee benefit exemptions from the collection process.
  • Prohibits a licensed collection agency from sending a first notice to a debtor unless it includes the complete or redacted original account number assigned to the debt and the date of the last payment, if known, although the licensee may be required to provide this information or cease collection efforts.
  • Prohibits licensees from sending certain notices to a debtor without including the name of the original creditor to whom the debt is owed, if known, although the licensee may be required to provide the name or cease collection efforts.
  • Prohibits a licensee from asking a court to transfer a bond posted by a debtor to the licensee when the debtor has appeared at special proceedings as required.

From the Engrossed Substitute House Bill Report (ESHB 1864), written by the Legislature's nonpartisan staff. Read the full report ↗

Enacted Enacted · Chapter 162, Laws of 2011
  1. IntroducedFeb 7, 2011
  2. Out of committeeFeb 17, 2011
  3. Passed HouseMar 3, 2011
  4. Passed SenateApr 9, 2011
  5. GovernorApr 22, 2011
  6. LawApr 22, 2011
Prime sponsor
Derek Stanford (D-1)
Introduced
February 7, 2011 in the House
Last action
April 22, 2011
Session law
Chapter 162, Laws of 2011
Versions
HB 1864, 2SHB 1864, ESHB 1864

AN ACT Relating to debt collection;

Sponsors

Prime sponsor: Derek Stanford (D-1)

7 co-sponsors (7 Democrats, 0 Republicans)

Senator D-46Joe Fitzgibbon D-34Cindy Ryu D-32Andy Billig D-3Luis Moscoso D-1Connie Ladenburg D-29Phyllis Gutierrez Kenney D-46

Votes

House · Final Passage

Passed March 3, 2011
Version voted on: ESHB 1864
98 Yea 0 Nay 0 Absent 0 Excused
PartyYeaNayAbsentExcused
Democrat56000
Republican42000
How each member voted

Yea (98)

Permalink to this vote

Senate · 3rd Reading & Final Passage as Amended by the Senate

Passed April 9, 2011
Version voted on: ESHB 1864
37 Yea 12 Nay 0 Absent 0 Excused
PartyYeaNayAbsentExcused
Democrat26100
Republican111100
How each member voted
Permalink to this vote

House · Final Passage as Amended by the Senate

Passed April 14, 2011
Version voted on: ESHB 1864
57 Yea 40 Nay 0 Absent 1 Excused
PartyYeaNayAbsentExcused
Democrat55001
Republican24000
How each member voted

Yea (57)

Excused (1)

Permalink to this vote

History

  1. Governor signed. (ESHB 1864)
  2. Effective date 7/22/2011*. (ESHB 1864)
  3. Chapter 162, 2011 Laws. (ESHB 1864)
  4. Speaker signed. (ESHB 1864)
  5. President signed. (ESHB 1864)
  6. Delivered to Governor. (ESHB 1864)
  7. Passed final passage; yeas, 57; nays, 40; absent, 0; excused, 1. (ESHB 1864)
  8. House concurred in Senate amendments. (ESHB 1864)
  9. Third reading, passed; yeas, 37; nays, 12; absent, 0; excused, 0. (ESHB 1864)
  10. Rules suspended. Placed on Third Reading. (ESHB 1864)
  11. Committee amendment adopted with no other amendments. (ESHB 1864)
  12. Placed on second reading by Rules Committee. (ESHB 1864)
  13. Made eligible to be placed on second reading. (ESHB 1864)
  14. Passed to Rules Committee for second reading. (ESHB 1864)
  15. JUD - Majority; do pass with amendment(s). (ESHB 1864)
  16. First reading, referred to Judiciary. (ESHB 1864)
  17. Third reading, passed; yeas, 98; nays, 0; absent, 0; excused, 0. (ESHB 1864)
  18. Rules suspended. Placed on Third Reading. (ESHB 1864)
  19. Floor amendment(s) adopted. (ESHB 1864)
  20. 1st substitute bill substituted. (ESHB 1864)
  21. 1st substitute bill substituted.
  22. Placed on second reading by Rules Committee. (ESHB 1864)
  23. Placed on second reading by Rules Committee.
  24. Referred to Rules 2 Consideration. (ESHB 1864)
  25. Referred to Rules 2 Consideration.
  26. Passed to Rules Committee for second reading. (ESHB 1864)
  27. BFS - Majority; 1st substitute bill be substituted, do pass. (ESHB 1864)
  28. Passed to Rules Committee for second reading.
  29. BFS - Executive action taken by committee.
  30. BFS - Majority; 1st substitute bill be substituted, do pass.
  31. First reading, referred to Business & Financial Services.

HB 1864 in other sessions

Bill numbers restart every two years, so the same number is a different bill in each session.

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